New Build Mortgages

As specialists in New Build mortgages we are here to help you through the process of buying your new build home.

Enter your details to talk through your options and find the right solution:
First Establish how much you can borrow.

We will be able to assist you with establishing how much you can borrow. Once we have this information you will know what price of house you are able to look at.

Obtain an Agreement in Principle.

Next, you will need to apply for an Agreement in Principle which involves a credit check. We can process this for you and will talk you through it step by step. 

Find and reserve your new home

The next step is to find your new home and put down a reservation. This will involve filling out paperwork with the developer and paying a reservation fee.

Submit your mortgage application and instruct a solicitor.

Once you have completed your reservation the next step will be to get the full mortgage application submitted and your solicitor instructed.   We will submit the mortgage application to the lender as well as providing them with all requested information.

Exchange of Contracts

Exchange of contracts on a new build takes place around 30 days after reservation. This is where all parties sign the agreement and you will be required to pay over a deposit, which is usually 10% of the purchase price.   Once contracts have been formally exchanged you are legally bound to purchase the property.


This is the exciting part!! This is when get the keys to your new home!! The date will be agreed between you and the developer once the build of your new home is finished.

Download our FREE new build mortgage guide

This guide is designed to help you understand the process of buying a new build house.   It includes:

  • The 6 steps to buying a new build property
  • Documents needed for a mortgage application
  • Answers to many frequently asked questions

Download now and start your new build journey.

Why Choose Complete Mortgage Advice?

We have helped thousands of people secure mortgages. Please get in touch to find out how we can help you too.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage.

How we can help with New Build Mortgages?

Part of our service to you, is not only to advise you on a suitable mortgage but to also talk you through exactly how the New Build home buying process works. We will check you meet the criteria and complete all paperwork and applications for you.

After completing an initial assessment, we will be able to let you know how much you can potentially borrow from a mortgage lender.

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"We are so glad that we used Complete Mortgage Advice to help us secure our mortgage.Tom was so knowledgeable! He was able to answer all our questions and explained the process every step of the way."

Graham, Plymouth

"I would highly recommend Tom to help take a large amount of stress out of buying a house! Tom helped us to understand the process so easily, including the time-lines involved."

Lucy, Plymouth

"Tom was brilliant from start to finish. He makes getting the best mortgage deal stress free. Brilliant communication and gets things done quickly."

Dave, Plymouth

Download now and start your new build journey.