What is the difference between a fixed rate and variable rate mortgage?
What is the difference between a fixed rate and variable rate mortgage? If you’re embarking on the exciting journey of homeownership then one of the
Our company ethos is that we believe everybody should have the opportunity to own their own home and our mission is to help support, educate and guide as many people as we can to achieve this.
We understand that everybody is on their own journey and everybody’s circumstances are different and individual. That is why we take the time to make sure we fully understand your personal circumstances so we can find the right mortgage for you.
As independent Whole of Market mortgage advisers we have no links to any specific mortgage lender. This means you are not limiting yourself to a single lender or group of lenders and it gives us the ability to provide you with the full spectrum of mortgage options.
ExcellentBased on 90 reviewslucy nile30 September 2024Had an absolutely fantastic experience with Tom - I needed a unique mortgage and he found one that worked perfectly for my situation. As I am I first time buyer, he was super helpful in answering any questions I had and made the whole process super easy for me :)) Would highly recommend and will be returning in the future!!Sully28 August 2024Tom has been fantastic in helping us finding a mortgage, answering any questions we had, running different scenarios to help us figure out how to best use our budget, finding us a great deal on life insurance, and all the amendments along the way. All with a very quick response time. Highly recommend. Thank youShane whatton17 July 2024Complete mortgage advice is exactly what it says it does. Tom helped us every step of the way, was happy to answer questions and give advice without any problems. He was polite and extremely professional. I was recommended him and I would highly recommend him to anyone looking for a mortgage.Tammy Sollis13 June 2024Tom was very helpful from the moment I emailed him for assistance right to the completion of our re mortgage. He went through all of the options we had and was very friendly and informative. I would definitely recommend.Tristan Maeers17 May 2024Tom made me feel at ease and answered all questions me and my partner had. He was always on the end of the phone whenever we needed him. Faultless. 5 star review and would definitely reccomend to friends and family. Not to mention we got a very good rate.Richard Durbin16 May 2024Tom made our search for the right mortgage deal for us easy. His friendly, professional approach was a breath of fresh air. He was supportive in helping us understand what was right for us than taking time to translate any terminology we didn't understand. Highly recommend.Kevin Bunkum26 April 2024Tom & Helen have gone above and beyond to help me with all my mortgage queries as a self-employed first time buyer. They have been really helpful and efficient with every question I’ve asked. I cannot recommend them enough to anyone looking for a mortgage/mortgage advice. Thanks for all your help.Hannah Kerswell22 April 2024Tom is great, always friendly and helpful. Nothing is too much trouble and keeps you in the loop with updates. Would recommend always. Thanks again Tom, really appreciate all your help with our mortgage 🙂lauren harris28 March 2024Tom was so lovely and so helpful! Explains things in such detail as the mortgage world is so confusing to me he walked us through it all so easily. Could not recommend enough. Thank you so much!
Tom has over 9 years experience in the Financial Services industry having worked for an Independent IFA, High Street Bank and Corporate mortgage brokerages.
Tom has a wealth of experience helping people from all walks of life with their mortgage needs.
His personal Ethos is that everybody should have the opportunity to own their own home and he started Complete Mortgage Advice to help as many people as possible achieve this.
Throughout his career Tom has had great success taking on challenging applications, even those that have been turned down elsewhere. He prides himself on not leaving any stone unturned and will always take the time to try and find a solution no matter how complex the circumstances.
In his spare time Tom is a keen runner and gym enthusiast. He also enjoys getting out with his wife and 2 dogs for walks.
After a career in management positions in the childcare sector Helen decided she was ready for a change and joined the Complete Mortgage Advice team.
Helen shares the same vision as the company and has the drive to help people starting or moving up the property ladder.
Helen is here to help process your mortgage application and to make sure that everything goes through as smoothly as possible.
In her spare time Helen is a keen runner and enjoys going to the gym.
Luna and Cleo are the office mascots and can be found spending most of their time chilling on the office sofa looking cute.
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Complete Mortgage Advice Ltd is an Appointed Representative of The Right Mortgage Ltd which is authorised and regulated by the Financial Conduct Authority.
Complete Mortgage Advice Ltd is registered in England and Wales with company number 13403228. Registered address: 41 Montrose Way, Plymouth, PL5 3FP. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
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