Can I Get a Mortgage into Retirement? 5 Encouraging Facts. As people live longer, stay active well into later life and plan for new goals beyond work, many ask the important question, can I get a mortgage into retirement? Whether you want to move home, help family members or release funds for lifestyle reasons, the … Read more

Can I Let Out My Property? 5 Important Things to Know. Whether you are moving for work, upsizing to a family home or looking to turn your current property into a rental investment, one key question often comes up can I let out my property? It might seem straightforward, but letting out your home involves … Read more

Can I Get a Mortgage as a Business Owner? 5 Key Things you Need to Know. Running your own business can be rewarding, but when it comes to buying a home, many business owners worry that their self-employed status will make it harder to get approved for a mortgage. One of the most common questions … Read more

How does the Bank of England Base Rate affect Mortgage Rates? For homeowners and buyers across the UK, interest rates can have a big impact on finances. One of the most common questions we hear is how does the Bank of England base rate affect mortgage rates? Whether you are on a tracker mortgage, a … Read more

Do I Need Life Insurance? Why saying Yes Could Be the Smartest Move You Make Buying a home is a proud and exciting milestone. It also comes with one of the biggest financial responsibilities of your life your mortgage. At this point, many people ask the question: Do I need life insurance? The honest answer … Read more

Positive Shifts in the UK Mortgage Market: Why Now Could be the Right Time to Act The UK mortgage market has been through a whirlwind over the last couple of years, with rising interest rates, inflationary pressure, and economic uncertainty keeping many would-be buyers and homeowners on the sidelines. But now, in 2025, the tide … Read more

How the Housing Market is Shifting for Millennials and Gen Z Buyers The UK housing market has long been a hot topic, particularly for younger generations striving to get onto the property ladder. Over the past decade, Millennials (those born between 1981-1996) and the emerging wave of Gen Z buyers (born after 1996) have faced … Read more

First Time Buyer’s Guide to the Mortgage Process Buying your first home is an exciting milestone for any first time buyer, but it can also be overwhelming especially when it comes to securing a mortgage. With so many options, jargon, and processes to navigate, it’s easy for first time buyers to feel lost. That’s where … Read more

How Much Can You Afford to Borrow on your Mortgage? A Guide to Securing an Agreement in Principle Buying a home is one of the biggest financial decisions you will ever make, and understanding how much can you afford to borrow on your mortgage is crucial. Obtaining an Agreement in Principle (AIP) is a key … Read more

How to Secure a Mortgage if You Are Self-Employed Securing a mortgage when you’re self-employed can feel like a daunting task. Unlike traditional employees who can present payslips as proof of income, self-employed individuals often have to jump through extra hoops to prove their financial stability. However, with the right preparation and expert guidance, getting … Read more